Solution Set the new n and calculate FV: This means that 29 actual payments of 490 would actually overpay the loan by 44.82. Easily calculate loan payments, interest rates and conversions. Given that the HP 12c always calculates integers for n, what is the amount of the last payment Assume that all previous values are still stored in the calculator. However, for those that would like the option of using standard algebraic data entry ('2', '+', '2', '='), I would strongly recommend the HP 12C doesn't cost all that much more, but allows the user to choose between RPN & algebraic (in addition to featuring slightly more memory & processor power). Great mix of statistical, business and math functions. This might sound pretty odd, but most people find it's actually an extremely efficient way to enter data once you get used to it. View All 30 Day Return & Refund We want you to be completely satisfied with your purchase on Wish. ![]() Each of the following tabs represents the parameters to be calculated. HP 12C Financial Calculator (Renewed) Similar Items. One major issue those not already familiar with HP calculators might encounter is with the Reverse Polish Notation method of data entry: to calculate '2+2=4,' one must press the following: '2', 'Enter', '2', '+'. This finance calculator can be used to calculate the future value (FV), periodic payment (PMT), interest rate (I/Y), number of compounding periods (N), and PV (Present Value). Most importantly, it can handle most any finance/investment/real estate task thrown at it: interest, amortization, depreciation, etc. The keys are well-shaped and yield a satisfying 'click' and pressed. It's very compact, yet feels solid & substantial. Comments: There's a reason financial professionals swear by their HP 12C's: it's the best financial calculator out there.
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